Shiksha County

Shiksha County

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IndusInd Bank Saving Account

Account Opening Charges: NIL

Interest Rate: Interest of up to 6% is accrued on funds deposited in savings accounts

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Debit Cards

  • You get debit cards instantly upon opening a current or savings account.
  • The amount deposited into your savings account determines the card’s transaction limit. 
  • Withdraw Cash at any of the RBI-mandated ATMs.
  • You can call Net Banking from the registered mobile number to activate the debit card for overseas transactions.
  • The maximum amount for a single transaction is USD 2,500.
  • You cannot do more than 30 transactions in a single calendar year.
  • The daily transaction limitations for Visa Signature Debit Card customers are Rs 3,00,000 for Point-of-Sale (POS) transactions and Rs 1,50,000 for ATM withdrawals.
  • A contactless transaction’s maximum transaction amount is set at Rs.5000.

Offers And Discounts:

  • Get four tickets per quarter, each with a maximum value of Rs. 350 based on first come, first served.
  • Take advantage of free lounge access at a few Indian domestic and international airports.
  • A single card can utilize the lounge twice a quarter.
  • Avail 6x reward program’s benefits by earning reward points for each monthly 200 rupee spent.
  • Avail personal Accident Insurance up to 2 Lakhs.
  • Avail cashback points and deals on hotels, flights, and other purchases.

 

Product Features:

  • The procedure of opening an account is made much simpler with e-KYC.
  • Open accounts as per the financial needs. The options are Indus Maxima Savings Account, Indus Select Savings Account, and Indus Delite Savings Account.
  • Your savings account is credited with interest at the end of each quarter.
  • Your IndusInd savings account’s interest is computed daily based on the closing balance. 
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